Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. @scott_ack 09/02/20 This answer was first published on 09/02/20. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. All Loans, All About Loans, How to Get Your First Credit 4 stars. Credit Scores, All About Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. As we gain more information about the approval rates, we will update them here. Get, Search The address is: How do I get a credit card for the first time? Card Details. Card balance limits apply. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Mobile number verification, email address verification and mobile app are required to access all features. Thank you for considering Golden 1 Credit Union. Account must be in good standing and chip-enabled debit card activated to opt in. Green Dot reports to all three credit bureaus. Or no credit? How do I check my Capital One QuicksilverOne balance? Welcome to the Green Dot Bank Credit Card web site. To make a payment using a debit card, please visit www.greendotcredit.com Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. Opinions expressed here are the authors and/or WalletHub editors'. You dont need a checking account to apply for one of these cards. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. Reviews, Rent Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Bureaus. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Business Loans, Debt For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Hire the best financial advisor for your needs. APPLY WITH CONFIDENCE All Loans, All . Standard message rates apply. Apply only if you have enough money to fund the necessary security deposit as it will be needed before you can be approved. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. A $15 fee may apply to each eligible transaction that brings your account negative. Active personalized card required. The card reports your credit activity to. See Deposit Account Agreement (PDF) for terms and conditions. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Important Rates: All Blog Posts, Mortgage Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. 2023 Ingo Money, Inc. All rights reserved. Deposits under any of these trade names are aggregated for deposit insurance coverage. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Fees on your primary deposit account may reduce earnings on your savings account. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. Consolidation Loans, Search Work, The Truth about Credit Calculator, See All Active personalized card required. However, you can apply for the Go2Bank Secured Credit Card, instead. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Visit https://ingomoneyapp.com/terms-conditions/for complete details. Claim the cash back every 12 months of use and your account being in good standing. Overdrafts are paid at our discretion. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. About Credit Cards, Credit Truth about Credit Repair, All Card balance limitsapply. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Your Credit, Monitoring All checks are subject to approval for funding in Ingo Moneys sole discretion. Rewards. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Subject to other banks restrictions and fees. Credit card must be active. Limits apply.. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. This card is a good option for people with bad credit who want to rebuild their credit standing. Unapproved checks will not be loaded to your card or account. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. for a New Line of Credit, Cards APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. If you have experience, you can SeeAccount Agreementat GreenDot.com for termsand conditions. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. This answer was first published on 01/19/21 and it was last updated on 07/15/22. Limits and fees may apply. Green Dot prepaid debit cards offer a solid banking alternative for consumers. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. When the merchants aren't declining the cards, Green Dot is. . Account must be in good standing and chip-enabled debit card activated to opt-in. Consumers can apply for the Green Dot Platinum Visa card online in minutes. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Active, personalized card required. Opt-in required. Do Not Sell or Share My Personal Information. * When on a desktop, hover over * to view important disclosures. APY may change before or after you open an account. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Pick up a card at a retail store near you! How can I request for a new Greendot card? Previously authorized transactions and deposits/transfers to your account will function with a locked card. APY maychange before or after you open an account. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Do Not Sell or Share My Personal Information. 24/7 everyday banking to help you better access, budget and manage your money. Credit Score, Compare Approval review usually takes 3-5 minutes but may take up to one hour. Learn more (Overdraft Protection PDF)., Opt-in required. Additional criteria may apply which can affect your eligibility and your overdraft coverage. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Posts, Credit Card Payoff Keep an eye on your inboxwell be sending over your first message soon. As such, the availability or timing of early direct deposit of your federal tax refund may vary. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdrafts are paid at our discretion. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. However, all credit card information is presented without warranty. American Express . About Loans, Credit Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Earn 2% cash back on online and mobile purchases*, plus earn 2% (APY)* on money in savings. How Additional criteria may apply which can affect your eligibility and your overdraft coverage. Offer sponsored by Ingo Money. Your credit limit is equal to the amount of your security deposit, which you can add to at any time. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. The minimum security deposit for this card is $200. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Be automatically considered for a higher credit line in as little as 6 months. Credit Cards, Removing Collection Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. See your Cardholder Account Agreement for details. Earn a 1% cash back reward on all other purchases. 2.00% Annual Percentage Yield (APY) as of January 2023. Limits apply. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Must be 18 or older to purchase. Overdrafts are paid at our discretion. It has four different cards with features and benefits for a variety of consumers. Account must be in good standing and chip-enabled debit card activated to opt in. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. See the online credit card applications for details about the terms and conditions of an offer. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. Elisa has been with Credit.com since 2014, when she started out a Free and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. Fees may apply. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. We are committed to being fully transparent with our readers. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Overdrafts are paid at our discretion. Fees and limits apply. Your Credit, Repairing How can I pay my Lane Bryant Credit Card? A $15 fee may apply to each eligible purchase transaction that brings your account negative. Standard message rates apply. Your wireless carrier may charge a fee for data usage. 3X Rewards on online, dining & telecom spends. Your wireless carrier may charge a fee for data usage. Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: If you need to activate your Green Dot Visa Secured Credit Card, you can do so, . Privacy Policy. When on a mobile device, tap on * to view disclosures. Fees apply for approved Money in Minutes transactions funded to your card or account. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Good-Excellent Credit. Card Guide, Credit About Credit Repair, Credit The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. Overdraft protection up to $200 Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. to maintain accurate information. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Rebuilding. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. Pros. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. The card has a refundable security deposit that acts as your credit limit. It's just a straightforward and transparent fee. for No Credit, Cards Additional customer verification may be required. Once approved, your card should arrive in 7-10 business days. How to Start Building This website contains hyperlinks to websites, which are not operated by Green Dot. Log into the Green Dot app. * See the online bank credit card application for details about terms and conditions of offers. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Only salaried individuals can apply for the card. Log into your account and refer to your Account Agreement to check feature availability. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. Deposits under any of these trade names are aggregated for deposit insurance coverage. 3 stars. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Availability depends onpayor type, timing, payment instructions, and Privacy Policy terms & conditions, Bank..... account funds are FDIC-insured up to the First Century Bank and Ingo Money terms and... Dot Visa Secured credit card for the First Century Bank and Ingo Money, Inc., to! Offer a solid banking alternative for consumers on the account security number and a US! 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