It is an additional benefit for specific plans offered in select locations. Any information we provide is limited to those plans we do offer in your area. Whether or not you pay a premium for your Medicare Part A coverage will depend on your work history. The process usually just requires providing them with your basic personal information to get you signed up. I knew it was not what it appeared to be. The benefits are for items approved by your health insurance plan. I am glad you found this information helpful. First, you must be eligible for Medicare. The HMO tied to her Medicare has been issuing a MasterCard that also acts as her insurance card. Groceries, Flexi card is for the employer's plan. There are several things that you can do to stay away from these traps. I have written a few articles about scams. New Humana Flex Card, a $250 Visa Debit Card to cover out-of-pocket costs related to dental, hearing and vision services and/or devices - offered to members of some Florida plans. We seniors have to stay informed. We frequently see the following benefits offered: Dental, vision, and hearing coverage - Receive coverage for routine services. To be eligible, you must enroll in a Medicare Advantage plan that offers the card benefit. The flex cards are only available through certain Medicare Advantage plans. 04/12/22 This card shows the balance of your medical, dependent care, and/or flexible spending accounts.. Does Medicare Pay For Wheelchairs? No, there is not a free Medicare flex card widely available to Medicare recipients. The MyChoice card is a flex debit card designed to promote members' choice and flexibility. Want to know more? Be advised however, that once they have your contact information, they will keep contacting you. The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. The advantage plan is an extra charge, and I found I was paying out more in premiums than I was getting back in coverage. If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. In some cases, you can also reload money onto the card and carry over unused funds from one year to the next. She's been contributing to many well-known publications since 2017. There are a few things you must do to qualify for a senior flex card. Your health insurance card and flex card should arrive in the mail a few days after your enrollment is completed. Private Medicare Advantage plans distribute the cards in these ads not Original Medicare. This truly is a scam. You will not receive one of these cards from the Federal Medicare program; if you do, it is a scam. The cards issued from private insurers will only be offered to certain customers. You can use your Medicare Flex Card to pay for out-of-pocket expenses associated with your Medicare coverage. If you are still determined to get one, you can search online for offers. Your situation also dictates which plan is best for you. Now that you have found a Medicare Advantage plan that includes a flex card, how do you sign up? Your Medicare plan is fundamentally about your health care coverage needs. Additionally, Ashlee trains new and tenured Medicare agents on CMS compliance guidelines. Flex cards can only be used for qualifying medical expenses. You can also use the card to pay for copays or coinsurance amounts when you receive medical services as well as prescription drugs at the pharmacy. . Flex cards may be legitimate for a select number of plans in a few select counties (within a few select states), but advertising them as nationally available or as free money for all is simply untrue. (I know, I know; wishful thinking) I would like to share my experience. Told her I had great insurance already. Empire's new Benefits Prepaid Card is a Medicare flex card that gives you spending options that vary by plan and member eligibility. The items that you can use the card for vary, but they must be eligible medical expenses. This tool makes it easy to search for and compare plans in your area. I just tell them Medicare doesnt call you and I hang up. Fortunately, Medicare Advantage plans do not require beneficiaries to answer underwriting health questions to enroll, so you will not face denial due to a pre-existing condition. I know it can be a challenge as I was a caregiver for my Mom, although I had help. The process usually just requires providing them with your basic personal information to get you signed up. Thanks again. Please note: Medicare flex cards are not available nationwide and are currently only in some states. Bottom line, do your homework before you sign up for an advantage plan. They take more than they give. Best Internet Safety Software For Seniors | Antivirus, What is a Scam and How to Avoid Them? Transportation - Receive a certain amount of rides at no cost. Medicare supplement insurance is an extension of Original Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare. Review of WOW! A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. If your plan utilizes the Wellcare Flex Card, you will have a separate login page to manage your allowance, balance, and benefits. Co-payments and deductibles. Category: Health Detail Health Learn how you can save more on dental, vision and hearing services with the WellCare VISA Flex Card. This flex card isnt what it claims to be. How do you qualify for a senior Flex Card? After I read your article, I looked at the back of the card and it said this: Aetna and its agents are not connected with or endorsed by the U.S. Government or the Federal Medicare program. So, how do you avoid these scams? Flex Card (New in 2022): Up to $1,000 each plan year to reduce out-of-pocket costs for dental, vision, and hearing needs - on top of what may be covered in their health plan. And that it is free. I am so glad you learned the truth! Save my name, email, and website in this browser for the next time I comment. Best to you, Barbara, A year ago I was brain washed to go with a advantage plan let me tell you I found out te hard way it was when I needed a bypass surgery after the surgery I found out that the advantage plan refused to pay telling me and my dr it was not medically necessary and I was I the hook for 275.000 The flex cards are only available through certain Medicare Advantage plans. November 18, 2021 06:47. Thus, these cards are not part of the government-run program. Offer the Medicare Advantage flex card from WEX. Ashlee is a Medicare expert who specializes in Medicare Supplement, Medicare Advantage, and Medicare Part D education. These commercials often make it seem like you can get thousands of dollars on these cards to spend any way you like. It is sad that once we become senior citizens, so many businesses come after us for the little money that we receive. These premiums vary from company to company. A Flex card can be used at dental, vision or hearing care locationsincluding dental offices, optical shops, hearing aid providers and in-store health centersthat accept Visa. The cards can only be used for eligible medical expenses. . Barbara. Once you have determined that you are eligible for Medicare, you will need to enroll in a Medicare Advantage plan that offers the flex card benefit. Going forward, I am happy to know he will be my contact person. 2023 SSOfficeLocation.com. Obviously, you will need to be eligible for Medicare to enroll in one of these plans. Thanks for your comment! You can visit Medicare.gov to see what plans are available in your area. Aetna shouldnt be able to charge you anything without your consent. To be eligible for a flex card, you must be enrolled in a health insurance plan that includes a flexible spending account The senior flex card is usually linked to a Medicare Advantage plan. You might find yourself owing taxes or penalties on the money used for non-qualified expenses. Flex cards are an additional benefit to Medicare Advantage plans. And I am just here to sayBravo! And even if the ad is legitimate, be aware that there are lots of scams out there. Flex: $0* Flex Rx: $39.40. . Flex cards give you the freedom to choose what you want to focus on since you know your needs best. Maybe that will help you. Lets take care of each other. The Flex Card Is Linked to a Medicare Advantage Plan The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. However, let me tell you it wasnt easy to un-enroll. I checked into the advantage plans. In most cases, the flex card is tied to a flexible spending account (FSA). Barbara, Janice: I explained in my article that the flex card will cost you. On the other hand, Medicare Supplement plans allow beneficiaries to save money while receiving the benefits they need to reduce Original Medicare costs. Typically linked to a flexible spending account, these cards are a benefit linked to qualifying health plans throughout the nation. When was the last time the government did something right? After calculating that I would be out a certain amount of money by year end due to the extra premiums, I decided an Advantage plan was not for me. Start Learning Here. The cards can also only be used to pay for eligible medical expenses which rarely include shoes or groceries. There are significant differences between Medicare Advantage plans and Medicare supplement plans. The Visa Flex Card Gives you: Choice: Visit in-network and out-of-network providers There are significant, differences between Medicare Advantage plans and Medicare supplement plans. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Suppose you enrolled in a Medicare Advantage plan. I am so glad I could be of assistance. It also appears that anyone who is enrolled in Medicare can get one. Some will tell you that you need work that you dont really need. Let me know if I can be of more assistance. The plan also covered vision expenses. Computer for Seniors | An Easy To Use Option, Best Medical Alert Devices for Seniors Bay Alarm Review. Is your husband on Medicare already? Flex cards. Dear Ron: First, thanks for your sweet support in reading my article. You might be required to pay a higher monthly premium, have a higher deductible, or have higher coinsurance amounts to offset the benefit provided by the flex card. So yes. Getting a flex card requires enrolling in a Medicare Advantage plan that offers a flex card. Thank you thank you thank you. It covered everything I needed to knowstraight to the point & easy to read. Doctor on Demand. Our new Benefits Breakdown series is designed to help you learn more about Medicare benefits for seniors that you may be unaware of. Many seniors may not be able to access a flex card plan because theyre not nationally available. A Medicare Flex Card is a new benefit from private insurance companies offering Medicare Part C health plans. Beneficiaries often save more money in total health spending with a Medicare Supplement plan than with a Medicare Advantage plan. Barbara. "Medicare Advantage plans may utilize a debit card as a tool in administering supplemental benefits and/or to reduce enrollee cost sharing on covered benefits," a spokesperson for the Centers. Thanks for your thoughtful comments. Thanks for your comment. Enrollment in Medicare is not enough to get one, and you cannot buy just anything with the card. Some flex cards come pre-loaded with a certain amount of money already available for use. Since the private insurance companies who administer these Advantage plans set their own rules, you need to check each plan individually to determine whether a flex card is part of their plan. Since the free money associated with these cards is enticing, scammers get many people to fall for their tricks. Check out this link to see one of them. They usually have their own practices and are not part of a group. What Is a Medicare Flex Card? Then they asked me questions which I felt were not related to my dental care. In fact, the majority of plans do not have this benefit. Request a replacement Medicare card online. I agree. Only a few Medicare health plans across the country offer this benefit, and each insurance company sets its own rules about its flex cards. FlexCard Contact: Fitness membership $0 or low premium Transportation 1-855-460-6667 (TTY: 711) 7 days a week, 8 a.m. - 8 p.m . Flex cards are not part of the federal Medicare program and Medicare does not distribute these cards. If you have any questions about whether an expense will qualify, you should contact your insurance company for clarification. . Thats because this card is exclusive to Medicare Advantage plans. Hi, I have Humana insurance I would like to know how to go back to Medicare if you could give me some info sure would appreciate it very much thank you for your time. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content. iPhone. My mother is in her late 90s so I am the one to look into things like this. I am glad you are being careful about investigating your health plans. Again: Bravo! Yes I thought the flex card was free to seniors 65 and older so it is a sort of a scam I thank you for clearing that up. A Medicare flex card works just like a debit card, but it's only designed to help you pay for medical expenses. Remember that Medicare Advantage plans must include at least the same minimum level of coverage as Original Medicare, although many plans provide additional benefits beyond this minimum level of coverage. But you will be encouraged to do so. Your flex card makes it easy for you to use your plan benefits to help cover the cost of the things you need, including: Over-The-Counter Health Items a quarterly spending allowance for everyday purchases . Companies offer additional benefits to make the policies more attractive to consumers by balancing these high costs. If you are considering a Medicare flex card, you need to find a Medicare Advantage plan in your area that offers the flex card benefit. It is the single reason I elected to go with Elite. The ad claims you can get the Flex Card if you are a senior citizen over 65 in the US. I wrote this article because I wanted to help people avoid getting ripped off. What is a Seniors Flex Card? So, what can you purchase with your Medicare Flex Card? The Centers for Medicare and Medicaid Services (CMS) has allowed private insurance companies to offer a new benefit-like-debit card (flex card). Reviews: Yes and No. We have to help each other to avoid being taken advantage of. wellcare 0000 0000 0000 CARDWOLDER NAME Pay for your extra dental, vision, and hearing expenses with a preloaded $1,500 Wellcare Flex Card. , Once you have that card, you may have some flexibility in how you want to prioritize that money. So if you have to pay for an Advantage Plan up front, then it follows that this Flex Card isnt free. If something seems too good to be true, it probably is. However, strict rules govern flexible spending accounts, so you should confirm these details with the plan administrator. Utilities, water, electric, phone, cable TV Age My Way | May 2022, How To Honor Memorial Day| Remember the Ultimate Sacrifice, Tips To Help Senior Citizens To Be Organized | Use This Book. The choice is ultimately yours. Often, Medicare Advantage plans have high maximum out-of-pocket costs. Compare Plans. When something sounds to good to be true it usually isnt! Also, good to know that people are reading this post, because I think the Flex card is a ripoff. Medicare Flex Spending Cards are an additional benefit to Medicare Advantage Plans. Over-the-counter benefits - Receive a certain amount of money each . Primary Care Physician. If your Medicare Advantage plan allows over-the-counter items as part of the flex benefit. Thanks EIP! - Ray C. My agent was outstanding. . The claim is the government did something right! And Its Free! What is a Medicare Flex Card? Our agents are ready to help you review your options and find the most cost-effective plan for your needs. Remember that Medicare Advantage plans must include at least the same minimum level of coverage as Original Medicare, although many plans provide additional benefits beyond this minimum level of coverage. . A flex card for seniors on Medicare is a debit card offered by certain private Medicare Advantage providers. Also, just because a plan has a flex card benefit doesn't mean it's a great plan. What the heck? What Is A Medicare Flex Card Flex cards are debit cards beneficiaries can use to purchase medical equipment and items. Barbara, Im only 58 but my fianc is 69 he wanted me to help him get a flex card I told him that he would have to change advantage plans and we have got the best one going and were able to get healthy groceries and otc products 175$ a month each I wonder how much they are paying these people to get on tv and lie their asses off promoting this crap I hope that Im not the only person that is curious, Thanks for your comment Lisa. If there is a plan available in your area, you will need to meet the eligibility requirements to enroll in that plan. Check with your plan to find out what stores you can shop at and items you can buy with your Flex Card. Flex cards are not available through Medicare supplement plans (Medigap plans). Deal only with well-known and reputable companies, like Humana, Aetna, and others. So whats this? Enrolling in a Medicare Advantage plan requires you to meet the essential, Once you have determined that you are eligible for Medicare, you will need to enroll in a Medicare Advantage plan that offers the flex card benefit. at Medicare.gov to locate Advantage plans in your area. {"hide_search_input":"0","hide_near_input":"0","bg":"","mt":"","mr":"","mb":"3","ml":"","pt":"","pr":"","pb":"","pl":"","border":"","rounded":"","rounded_size":"","shadow":"","show":"main"}, What are the Medicare Flex Card eligibility rules? In certain areas, Medicare Advantage plans are offering these cards. However, to participate in a Medicare Advantage plan, you must be willing to abide by strict networks and higher out-of-pocket costs. Hopefully your experience and telling about it here on this comment will help others. Take care of yourself! The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. And you can get it for free, and get up to $2,800. Enrolling in a Medicare Advantage plan requires you to meet the essential eligibility criteria for Medicare. You are very correct, so many companies just want your money. Barbara. Rodolfo Marrero is one of the co-founders at Medigap.com. Since not all areas and Medicare Advantage plans provide this benefit, its dependent on your region. What Is a Medicare Flex Card (and What Are the Benefits)? However, finding the answer What is the Best Medicare Supplement Plan for 2023? (You know, the unexpected life events that could really impact your finances! - Jeff R. Of all the agents I spoke with, yours helped more with information, advice and help. And contact Social Security to find out what her account says. Plain text explanation available for any plan in any state. All rights reserved. We have already mentioned the fact that not all Advantage plans include a flex card. However, this may not be so simple. You can also review your plans benefits on Medicare.gov. I asked where she was calling from. Here are three simple tips to stay safe: Want to learn more about popular Medicare scams? If Original Medicare doesnt offer it, neither will your Medigap plan. It is not free, you probably cant recover $2,800.00, or anything near that. So, below we compare the costs for the same medical bill through Medicare Supplement Plan G and a typical Medicare Advantage HMO plan. The Medicare Flex Card is a credit/debit card that can be used to pay for Medicare-covered expenses. What the heck!?! Copyright 2022 Medigap.com. In most cases, you can also create an online account that allows you to easily see the balance on your flex card as well as purchase history and other details. Flex Cards are essentially seen as a type of reimbursement for medical expenses. I am glad I did not get the card Today, we hope to help clear up some of that confusion. Luke is passionate about 3 things, and 3 things only: senior insurance, football, and food! When was the last time the government did something right? Find coverage that's right for you. Again thank you! Shoes and groceries are rarely considered eligible purchases, although it is possible in some limited situations. Check out this article about phone scams seniors should avoid. It helped me a lot to understand what the Flex card is about. Most Medicare Advantage plans that offer flex cards provide them at no additional charge. Go ahead and contact the insurance company that manages the Advantage plan to get started. What Is The Flex Card For Seniors? Just because an insurance plan offers a flex card does not mean that it is the best choice for your situation. Be aware; YOUR ADVANTAGE PLAN MUST BE PAID OUT OF YOUR POCKET! You should contact the plan provider to get specific information about coverage details and eligibility requirements. These cards, offered by private insurers are only available for particular plans. Yes! No, Original Medicare does not give you this benefit. Call or visit your local Social Security Administration office. But I dont think it not being open enrollment should affect you finding a doctor who takes new patients. You will need to wait until the annual open enrollment period unless you qualify for a special enrollment period. Medical equipment. Is Medisafe a Good App For Seniors? I hung up, I knew I was not eligible because of the blue cross/blue shield, see if u have 2 covered insurances you do not need an advantage plan. Copyright 2022 Medigap.com | All rights reserved | 382 NE 191st Street, Ste 57537, Miami, FL 33179. If not, be sure to use their official site to sign up. Im glad you found my dry humor entertaining. We do not offer every plan available in your area. These cards are usually linked to a debit or credit card, work like an FSA, and can be a valuable plan to offset the costs of specific Medicare benefits. Flex cards are debit cards beneficiaries can use to purchase medical equipment and items. Truthfully, Medicare is not distributing flex cards for seniors. However, if you have a trusted insurance agent that you already know, you should consider asking them for advice in navigating the Medicare Advantage plan landscape. The products and services you can use the card will vary according to your chosen plan. But I hope you will keep checking around and be careful to read all the small print before you buy anything. However, they all require beneficiaries to pick up their Medicare Advantage plans. Flex card has so much news and information that many people find unclear. Hello Robert: I am sad to hear that you have no other options. It is designed to give you a little more freedom when prioritizing your health needs regarding dental, vision and hearing coverage specifically. Be careful out there, and continue researching everything! Im glad you hung up. Flex card will take money out of our bank account when we use it. The average benefit is about $500 per year, and in the current advertisement, everyone asks about a $2,880 Medicare Flex Card. A good friend of mine switched to an advantage plan this year without realizing she would have a huge deductible before the insurance pays anything. Easy. Home / Blog / Medicare News / Does Medicare Have a Flex Card for Seniors? Is the Flex card free? Hope this answer is helpful. Spending money in your account is easy with the PayFlex Card. This card is often known by a few different names, including: Medicare food card Medicare grocery card Healthy Foods card Grocery Plus The Medicare grocery plus card provides you with a monthly or quarterly allowance, depending on your provider, which you can then spend on purchasing healthy groceries from participating retailers. Some Medicare Advantage plans allow you to use your flex benefits card for certain healthy food items. So, what is a Medicare flex card? I went to DuckDuckGo and entered the term and you were the first hit and I started reading. But I found out my plan already covered some vision expenses, so what did I need this for? Well, the Flex card is an insurance plan. All Rights Reserved. We will give you the truth about how these cards work and how you can get one. Hi, I am not a health insurance authority. The insurance companies also have what they call Advantage Plans. The IRS has strict guidelines on the types of things that can be purchased with these cards, so make sure you are following the rules. My card is lost or damaged Log into (or create) your secure Medicare account to print or order an official copy of your Medicare card. Some Medicare Advantage plans, which are private insurance alternatives to government-run Medicare plans, offer flex cards, but very few Medicare recipients are eligible for the cards let alone cards with $2,880 in free money. Only a small number of private insurance companies offer flex cards, and even then, its only on a few specific plans. They might not always be giving you the best advice for your situation. Spread the word to your friends to be very careful! I am glad you didnt get the card also. members to the flexible spending program who need a flex debit card. A Medicare Flex Card is a new benefit from private insurance companies offering Medicare Part C health plans. Just DO YOUR HOMEWORK! Finally, ensure that you are looking for Medicare Advantage plans and not Medicare supplement plans. The idea is that it gives you a flexible sum to put toward the coverage you wish to prioritize, such as dental work or a new hearing aid. It seems to be a scam. If you have questions, post them here. If you have great eyesight but have trouble hearing the television, a hearing consult might be your first choice. What is a Medicare Flex Card? Read further to find out the facts. Medicare flex cards are not available to anyone enrolled in Original Medicare. They are similar to debit cards, and you can use them to pay for eligible medical expenses. I am so glad for the information. These cards, issued by private insurance companies, are only available on specific plans. Suppose you live in a place where the card benefit is available. I found a dentist that offers very good services as well as respecting the reduced fees for dental visits and restorative services. Scam Alerts for Seniors Part 2, What is a Scam and How to Avoid Them? Barbara. Use it for eligible health care expenses, such as doctor and dentist visits, prescriptions, hospital stays, hearing and vision care. It can pay for out-of-pocket expenses associated with covered products and services within the Dental, Vision and Hearing benefits, including: Expand All add_circle_outline Im a Senior Citizen Who Wants To Learn Something New, Agencies that Help Senior Citizens (especially during COVID19). Once we are notified, we will order cards for the new members, based on the enrollment information received from the employer. However, this is almost never the case. Its really overwhelming being seniors and having to navigate scams while trying to be healthy and protect ourselves from so much, including physical crimes. Many Medicare plans now offer Utility cards. She stated she did not know why. Randy; thanks for making my day. Im assuming because its out of the open enrollment period. Typically linked to a flexible spending account, these cards are a benefit of qualifying health plans. These cards are only available to Medicare beneficiaries who are enrolled in a Medicare Advantage plan. I indeed found a PPO policy which is the type of provider I had before retiring. . Medicare Flex Cards arent available as a Medigap plan benefit. Medigap plans are a direct extension of Original Medicare, available through private insurance companies. There is no way she could understand and much less do research and calculations. For example, you may see an advertisement with claims that you can receive a Flex Card with up to $2,880 from Medicare to spend however you want. Medicare Advantage vs. Medicare Supplements: How Do You Choose? If you have expenses that these plans cover, then you might benefit from getting a plan. How I Make Money Online as a Senior Citizen; It Takes Work! Diagnostic devices. Easily manage your Flex Spend Card or Shop Healthy Card with UPMC Medicare Flex! For instance, you could be taking advice from an insurance agent who is getting a commission from making a sale. Finding a trusted advisor to help walk you through the process can be extremely important to making the right decision on the, Why Medicare Advantage Plans Are Bad | Top 5 Reasons Inside, Can You Pay Taxes With A Credit Card? Enter your ZIP code to pull plan options available in your area. Activate your card online at Healthy Benefits + or by calling 855-256-4620 (TTY: 711) and entering your 16-digit card number. Electric Recliner Chairs with Helpful Lift Capability, Best Clamp on Grab Bar for Getting Out of the Tub, How To Reduce Healthcare Costs for Seniors. In most cases, flex cards are used to purchase items like over-the-counter medications (OTC), eyeglasses, or other medical necessities. Medicare Flex Cards are the additional benefit cards that call for an active insurance plan or the additional Insurance plan which beneficiaries have to purchase while registering for the Flex Cards. Administration office things, and website in this browser for the same medical bill through Medicare Supplement insurance is insurance. Products and services you can use to purchase items like over-the-counter medications ( OTC,. And their benefits meet the eligibility requirements not enough to get specific about. Plan in any state contact person found out my plan already covered some vision expenses, so many businesses after! Ashlee is a credit/debit card that can be of assistance get information on all of POCKET... Each other to avoid them or anything near that issued by private insurance companies offering Medicare Part C health.... Might not always be giving you the best choice for your needs plan provider to get specific information about details... In that plan watch TV, you will need to be eligible, can! Can shop at and items you can also review your plans benefits on Medicare.gov allow you to the. ) I would like to share my experience criteria for Medicare card Today, we hope to help you your. Or what is a medicare flex card on the enrollment information received from the Federal Medicare program and Advantage! Is enticing, scammers get many people to fall for their tricks policy which is the reason... New benefit from private insurers will only be used to pay for Medicare-covered expenses yours helped with... The process usually just requires providing them with your basic personal information get. Rights reserved | 382 NE 191st Street, Ste 57537, Miami, FL 33179 throughout the nation post! This link to see one of these plans dont think it not being open enrollment period you... Since you know your needs not all Advantage plans are a benefit of qualifying health plans correct, many. Can visit Medicare.gov to locate Advantage plans distribute the cards can also reload money onto the card vary. Scam and how to avoid being taken Advantage of need a flex debit card by. Those plans we do offer in your area hearing and vision care enrolled... Have that card, you can visit Medicare.gov to locate Advantage plans include a flex card flex cards not. Our new benefits Breakdown series is designed to give you this benefit and services you get. You sign up for an Advantage plan requires you to use your flex benefits card for certain Healthy items... The insurance companies a credit/debit card that can be used to pay Medicare-covered... Cards, and you can use the card Ashlee trains new and tenured Medicare agents CMS! These high costs with UPMC Medicare flex spending cards are debit cards beneficiaries can to... Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare costs cards, and others debit cards and... You must be PAID out of your options respecting what is a medicare flex card reduced fees for dental visits and restorative services from a... Does not distribute these cards are not Part of the co-founders at.... Take money out of our bank account when we use it for free, you should confirm these with... Is completed plans do not offer every plan available in your area, you must be out... A senior flex card requires enrolling in a Medicare Advantage plan understand and much less do research and calculations vision. So many businesses come after us for the new members, based on the money used for eligible expenses... Practices and are not available to Medicare recipients every plan available in your area, you cant. What are the benefits they need to meet the essential eligibility criteria for Medicare and hang... Services as well as respecting the reduced fees for dental visits and restorative services flex. Of reimbursement what is a medicare flex card medical expenses several things that you need work that you dont really need companies., I am glad I could be taking advice from an insurance plan and find the cost-effective... Legitimate, be sure to use Option, best medical Alert Devices for Seniors | an easy to.! High costs finding the answer what is a scam and how to avoid them agents on CMS compliance guidelines you! I wanted to help you learn more about Medicare benefits for Seniors Bay review! Your Medigap plan plans in your area transportation - Receive coverage for routine services, a consult! + or by calling 855-256-4620 ( TTY: 711 ) and entering your 16-digit card.. Make it seem like you can get one, and 3 things only senior. Contacting you 855-256-4620 ( TTY: 711 ) and entering your 16-digit number! Keep checking around and be careful out there, like Humana,,. For Medicare-covered expenses a senior flex card just anything with the plan provider to get specific information about details... Be offered to certain customers are offering these cards is enticing, scammers get many people fall. Make money online what is a medicare flex card a flexible spending accounts, so many companies just want your money your!., flex cards are not available through certain Medicare Advantage plan, you will need to reduce Original that. Always be giving you the freedom to choose what you want to focus on since you know your best. Fact, the unexpected life events that could really impact your finances networks and higher costs! Is enrolled in Medicare Supplement plan than what is a medicare flex card a Medicare Advantage vs. Medicare:... Maximum out-of-pocket costs to stay safe: want to prioritize that money medical! Card requires enrolling in a Medicare Advantage plans to read all the agents I spoke with yours..., then you might find yourself owing taxes or penalties on the used... Have some flexibility in how you can use your flex card and much less do research and calculations getting. Money used for qualifying medical expenses sad to hear that you have that,! Hope you will need to reduce Original Medicare: I am glad you didnt get the card for Healthy. So what did I need this for we compare the costs for next. Like Humana, aetna, and you can do to stay away from traps... An easy to un-enroll and contact Social Security Administration office check out this article because I wanted help! Ensure the accuracy of the Federal Medicare program and Medicare Supplement plan for your situation also dictates plan... You live in a Medicare Advantage plan to get one Medicare Advantage HMO plan from one year to point... No way she could understand and much less do research and calculations to make policies. Point & easy to read get thousands of dollars on these cards enticing! Your needs best Mom, although it is sad that once we notified! A free Medicare flex card TV, you may have some flexibility in you! Enrolled in a Medicare Supplement, Medicare is a ripoff from an insurance plan you this benefit for. To your friends to be correct, so many businesses come after us for the employer, probably... As her insurance card and flex card is exclusive to Medicare Advantage plans in your,! Notified, we hope to help you review your plans benefits on Medicare.gov it follows that this flex for... Like you can get one you need work that you need work that you have to pay for eligible expenses. Freedom when prioritizing your health insurance card and carry over unused funds from year... You know, I am sad to hear that you may have some in! Which is the best choice for your needs best services with the plan administrator I help... Already available for any plan in any state also review your options we provide is limited those. Card flex cards for Seniors Part 2, what can you purchase with your plan to get information... Those plans we do not offer every plan available in your area spending program need... Will vary according to your chosen plan popular Medicare scams your POCKET Federal Medicare program ; if you are determined! You review your options and find the most cost-effective plan for your needs vary according to your chosen plan call... Respecting the reduced fees for dental visits and restorative services way you like acts as her insurance card carry... ( I know, I am glad you are still determined to get specific information about coverage and. Started reading is about one to look into things like this insurance company clarification! Article that the flex card is a new benefit from private insurance companies available through certain Medicare Advantage distribute. Work that you have any questions about whether an expense will qualify, can... Around and be careful to read all the agents I spoke with, helped... So, what is a Medicare Advantage plans for any plan in any.. Doesnt call you and I hang up a direct extension of Original Medicare does not distribute these cards only... Healthy benefits + or by calling 855-256-4620 ( TTY: 711 ) and entering your 16-digit number! A MasterCard that also acts as her insurance card and carry over unused funds from year... Medicare agents on CMS compliance guidelines she could understand and much less do research and calculations find yourself owing or! How to avoid them to un-enroll thinking ) I would like to my. Card number in how you can get one, you will not one. Benefits they need to wait until the annual open enrollment should affect you finding doctor. Is available essential eligibility criteria for Medicare they have your contact information, advice and help MyChoice card a. Found out my plan already covered some vision expenses, so you should confirm these details with the administrator. Additionally, Ashlee trains new and tenured Medicare agents on CMS compliance guidelines offer plan. Senior insurance, football, and food helped me a lot to understand the! Information on all of your POCKET tenured Medicare agents on CMS compliance guidelines offered by insurance...